Opening a local bank account is one of the first steps to settling in the UAE. Here's how to do it:

🏦 Required Documents:

  • Passport + residency visa
  • Emirates ID (or application confirmation)
  • Salary certificate or employment contract
  • Proof of address (Ejari, utility bill, etc.)

🏦 Top UAE Banks for Expats:

Bank Pros Notes
Emirates NBD User-friendly apps and wide presence Most popular choice
ADCB Fast account opening, strong support Good for Abu Dhabi residents
Mashreq Good for salary accounts Competitive rates
RAKBANK Flexible options, low balance requirements Good for newcomers

💡 Tips:

  • Avoid banks with high minimum balance requirements
  • Always ask about international transfer fees
  • Some accounts can be opened before visa approval (with restrictions)

Once you have your bank account set up, you'll be ready to handle other essentials like saving money while living in the UAE and managing your finances effectively.